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Buyer Tools

  • Mortgage Calculator: Helps you determine your monthly mortgage payments based on the home price, down payment, loan term, and interest rate. This is crucial for understanding what you can afford.

  • Affordability Calculator: Assists in figuring out how much house you can afford by considering your income, debts, down payment, and other expenses.

  • Closing Costs Calculator: Estimates the closing costs associated with purchasing a home, which can include fees like appraisal fees, inspections, title insurance and realtor fees.

  • Rent vs. Buy Calculator: Helps you decide whether buying a home is more financially beneficial than renting, considering various costs over time.

  • Home Loan Comparison Calculator: Allows you to compare different mortgage options side by side to see which loan is the best fit for your financial situation.

  • Debt to Income Ratio: Helps buyers understand their DTI ratio, a key metric lenders use to assess a borrower's ability to manage monthly payments and repay debts.

  • Loan To Value: Determines the LTV ratio, an important factor lenders consider when qualifying borrowers for a mortgage. It's calculated by dividing the loan amount by the home's value.

  • Amortization Calculator: Shows how loan payments are applied to principal and interest over the life of the loan, providing a detailed schedule of payments.

  • Bonus: Home Improvement Calculator for paint, wallpaper and flooring needed!

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